About Our Agency
About Josh Wasil

Josh Wasil
National Producer License #: 21379242
Experienced Life Insurance, Final Expense, & Mortgage Protection Consultant
✔ Quick Phone Consultation
✔ Compares Pricing from Over 40 Companies for You
✔ No Agent Visit
✔ No Medical Exams
✔ Benefit Never Changes
✔ Tax-Free Benefits
✔ Premium Never Goes Up
✔ Guaranteed Approval
✔ Qualify For Return of Premium

In our agency, we take great pride in the quality of service we provide for our customers.
Whether our clients need help filing a claim, processing a payment, or just understanding their insurance coverage we'll always be there ready to help.
We know our clients and we know insurance, so our clients enjoy the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are. With the years of experience we bring to the table there isn't much we haven't seen before, and you never know when that's going to come in handy.
Thanks for taking the time to learn more about our agency and please feel free to contact us any time about anything.
Here's my
INVITATION
Let's have a quick 20 minute conversation where we can discuss:
✔ What is the right coverage for you.
✔ The best company that will cover you
✔ The truth about those $9.99 plans
✔ The difference between insurances

Josh Wasil
NPN #: 21379242
Experienced Life Insurance & Mortgage Protection Consultant
Licensed in All 50 States
Types of Life Insurance
Final Expense Insurance
A small whole life policy meant to cover funeral and burial costs. Easier to qualify for, usually for seniors.
Term Life Insurance
Covers you for a set period (10–30 years). It’s affordable, with no cash value—just a death benefit if you pass during the term.
Term Life with ROP
Same as regular term, but if you outlive the policy, you get all your premiums back. Costs more than standard term.
Whole Insurance
Lifetime coverage with level premiums and guaranteed cash value. More expensive, but builds savings you can borrow against.
Indexed Universal Life (IUL)
Flexible permanent coverage with cash value that grows based on a market index (like the S&P 500), with growth caps and floors.
Mortgage Protection
Term & whole life policies designed to pay off your mortgage completely or partially if you die. Often matches the length and amount of your mortgage. Some include return of premium and most include living benefits.